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South Ogden, Utah CD Rates – 18-Month

You are viewing rates from banks across South Ogden





Below are eighteen-month Certificates of Deposit (CD) rates from banks in South Ogden, Utah . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

South Ogden, UT - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 4.20%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Early Withdrawal Penalty is 12 months interest.
Rate History: 4.55% → 4.75% → 4.50% → 4.20% → 4.10%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.00% → 3.24%

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$100,000

-

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0.75%

$10,000

-

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0.65%

$10,000

-

Learn More

| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Prime Alliance Bank
Prime Alliance Bank Branch
1868 South 500 West Woods Cross UT
Home Savings Bank
Home Savings Bank Branch
1455 East 2100 South Street Salt Lake City UT
Wells Fargo Bank, National Association
Farmington Branch
12 West State Street Farmington UT
Utah Independent Bank
Utah Independent Bank Branch
55 South State Street Salina UT
Zions Bank
Price Branch
45 South Carbon Avenue Price UT
JPMorgan Chase Bank, National Association
Park City Branch
1650 Park Avenue Park City UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
State Bank of Southern Utah
State Bank Of Southern Utah Branch
377 North Main Cedar City UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
Bank of Utah
Bank Of Utah Branch
2605 Washington Blvd Ogden UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Washington Federal Bank
Plaza Branch
405 South Main St Salt Lake City UT
KeyBank National Association
Kamas Branch
80 North Main Street Kamas UT
U.S. Bank National Association
Bountiful Branch
278 South 500 West Bountiful UT
Bank of America, National Association
201 South Main Street Branch
201 South Main Street Salt Lake City UT


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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